Mid-America Apartment Communities

MAA
Financial Analysis · Updated May 13, 2026 · Coverage 2026-Q2
Latest Q Revenue
$549M
Q1 2025
TTM ROIC
11.2%
FY2025 · NOI Yield on Assets (Total NOI / Total Assets) · WACC ~5.8% · Moat spread +5.4pp

Financial Snapshot


ticker: MAA step: 04 generated: 2026-05-13 source: quick-research

Mid-America Apartment Communities, Inc. (MAA) — Financial Snapshot

Income Statement Summary

Metric FY2022 FY2023 FY2024 YoY
Revenue $2.02B $2.15B $2.19B +2.0%
NOI Margin ~65% ~64% ~63%
Core FFO (estimated total) ~$750M ~$760M ~$740M -2.6%
Core FFO/Share ~$8.50 ~$9.08 ~$8.85 -2.5%
Net Income ~$600M ~$520M ~$460M -11.5%

FY2024 Core FFO declined modestly as new apartment supply deliveries in Sunbelt markets created concessions that compressed same-store NOI growth. Revenue growth of +2.0% was the lowest in three years.

Cash Flow & Balance Sheet (FY2024)

Metric Value
Core FFO ~$740M
Dividend per Share ~$5.88 (annualized; ~4.4% yield)
Total Debt ~$5.3B
Net Debt / EBITDA ~5.2x
Q4 2024 Same-Store NOI Growth +4.2% (improvement signal)

MAA maintains investment-grade leverage and a diversified debt maturity profile. Q4 2024 Same-Store NOI growth of +4.2% was a green shoot suggesting absorption was catching up to supply.

Key Ratios (approximate)

  • Price/Core FFO: ~19x | Implied Cap Rate: ~5% | Dividend Yield: ~4.4%
  • Same-Store Revenue Growth (FY2024): ~+2.0% | Same-Store NOI Growth: ~+0.5%
  • Physical Occupancy: ~95.8% (slightly below coastal peers)

Growth Profile

MAA delivered exceptional growth in FY2022 (+13.6% revenue) as pandemic-era Sunbelt migration drove strong rent appreciation across all its core markets. FY2023–2024 saw sharp deceleration as record apartment construction completions (2022–2024 vintage) created concession pressure in Dallas, Austin, Phoenix, Denver, and Atlanta — MAA's key markets. FY2025 revenue of $2.21B grew only +0.83%, reflecting the peak supply headwind. Management expects strengthening pricing power in 2026 as supply deliveries decelerate.

Forward Estimates

  • FY2025 Revenue: $2.21B (actual, +0.83% YoY)
  • FY2026 Diluted EPS guidance: $4.11–$4.47
  • 2026 catalyst: Four consecutive quarters of supply absorption outpacing deliveries; management expects pricing power recovery as available units tighten
  • Absorption of new supply in MAA's core markets has materially outpaced deliveries for four consecutive quarters — leading indicator for rent re-acceleration

Deeper Financial Analysis

The fundamental tier adds 9 additional research dimensions for $MAA.

Revenue Breakdown
Segment revenue, geographic mix, product-line contribution margins, and cohort dynamics.
Financial Trends
Quarter-over-quarter momentum, leading indicators, and inflection point analysis.
Balance Sheet
Debt structure, liquidity runway, dilution risk, and working capital dynamics.
Capital Allocation
Buyback cadence, M&A appetite, dividend policy, and reinvestment priorities.
Returns on Capital (ROIC)
Multi-year ROIC vs. WACC, marginal returns on reinvestment, sales-to-invested-capital efficiency, and moat spread.
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Markdown: /stocks/maa/financials/md · → thesis · → memo