Science Applications International

SAIC
Financial Analysis · Updated May 29, 2026 · Coverage 2026-Q2
Latest Q Revenue
$1.9B
Q2 FY2025 · +1.2% YoY
TTM ROIC
10%
FY2024 · NOPAT / Total Capital Employed (including goodwill and intangibles) · WACC ~8.5% · Moat spread +1.5pp
Margin Profile
Gross 13.2%
Operating 4.4%
FCF 6.2%
FY2024
Diluted Shares
47M
FY2024 · -4.1% (buyback)

Business Overview


source: coverage-next-full ticker: SAIC step: "01" title: Business Overview created: 2026-05-29

Step 01 — Business Overview

Company Description

Science Applications International Corporation (SAIC) is a premier provider of technical, engineering, digital, and enterprise IT solutions and services primarily to the United States federal government. With approximately 26,000 employees and annual revenues in the $7–8 billion range, SAIC is one of the largest pure-play government IT services companies in the United States.

SAIC operates as a single business segment — a deliberate structure that reflects management's view of the business as an integrated delivery organization rather than a collection of distinct business units. This single-segment structure, while simple for financial reporting purposes, obscures meaningful differences in capability areas and customer concentrations.

Business Model

SAIC's business model is fundamentally a people and process business, not a capital-intensive technology company. The company deploys cleared technical personnel (engineers, scientists, IT specialists, program managers) against long-term government contracts. Revenue is primarily driven by:

  1. Labor hours × billing rates (time-and-materials and cost-plus contracts)
  2. Pass-through subcontractor costs (government approves; SAIC earns a fee)
  3. Fixed-price deliverables (smaller portion; higher margin risk)

Organic growth comes from winning new contracts, growing headcount on existing programs, and billing rate escalation (often tied to government-set wage indices). The company's asset-light model — minimal owned facilities, equipment, or proprietary IP — is both a strength (high FCF conversion) and a weakness (limited pricing power and differentiation beyond incumbency).

Key Capability Domains

Enterprise IT & Digital Transformation SAIC manages large-scale enterprise IT infrastructure for the Department of Defense. The flagship program is the Navy/Marine Corps Intranet (NMCI) — one of the world's largest enterprise IT networks, connecting approximately 550,000 end users across Navy and Marine Corps installations globally. NMCI has been SAIC's cornerstone contract for over two decades and represents approximately 15-20% of total revenue. The NMCI Next Evolution (NMCIe) contract recompete represents the single largest business risk for the company.

Defense & Intelligence Support SAIC provides technical engineering and intelligence support services to Army logistics/sustainment programs, intelligence community agencies, DARPA, and other DoD components. This includes systems engineering, software development, cybersecurity, and mission support.

Civilian Agency IT NASA has been a longstanding SAIC customer, with contracts supporting mission systems, IT infrastructure, and technical services. The IRS, DHS, and other civilian agencies round out a ~15% civilian revenue contribution.

Digital Modernization SAIC has been investing in digital transformation capabilities — cloud migration, AI/ML integration, data analytics — to capture government modernization spend. The company acquired Unison and other firms to bolster these capabilities.

Employee Profile

SAIC's ~26,000 employees are predominantly technical professionals with active or clearable security clearances. The security clearance portfolio is a genuine competitive moat — clearing personnel takes 6–18+ months and significant government vetting. SAIC's clearance base (including TS/SCI-cleared personnel) represents a substantial barrier to entry and switching cost.

The workforce is geographically concentrated around:

  • Northern Virginia / National Capital Region (largest concentration)
  • San Diego (Navy/Marine Corps support)
  • Huntsville, Alabama (Army aviation/logistics)
  • Colorado Springs (Space Force/NORAD)
  • Houston (NASA)

Organizational Positioning

Post-2013 spin, SAIC defined itself as the services company vs. Leidos's solutions company. In practice this distinction has blurred — SAIC has moved up the value chain toward digital modernization, AI integration, and solutions delivery. However, the core revenue engine remains labor-intensive services at cost-plus or T&M rates.

CEO Toni Townes-Whitley (installed May 2023) has articulated a vision around "Mission Capability" — emphasizing outcomes-based delivery and technology-enabled services. It is still early innings on execution of this strategy shift.

Why SAIC Exists in Portfolios

Investors own SAIC for:

  • Defensive revenue (90%+ US government, highly recurring)
  • Strong FCF (asset-light model converts >100% of net income to FCF)
  • Consistent capital returns (buybacks + dividend, ~$400-500M/year combined)
  • Inflation hedge (government contract rates often index to labor inflation)
  • Budget cycle insulation (DoD IT is essential infrastructure, hard to cut quickly)

Financial Snapshot


source: coverage-next-full ticker: SAIC step: "04" title: Financial Snapshot created: 2026-05-29

Step 04 — Financial Snapshot

Three-Year P&L Summary

All figures in millions USD. SAIC's fiscal year ends late January/early February.

Metric FY2023 FY2024 FY2025E
Revenue $7,392 $7,403 ~$7,450
YoY Growth +3.3% +0.1% ~+0.6%
Gross Profit ~$960 ~$975 ~$985
Gross Margin ~13.0% ~13.2% ~13.2%
Operating Income (GAAP) ~$310 ~$325 ~$330
GAAP Operating Margin ~4.2% ~4.4% ~4.4%
Adjusted EBITDA ~$560 ~$570 ~$580
Adj. EBITDA Margin ~7.6% ~7.7% ~7.8%
Net Income (GAAP) ~$190 ~$205 ~$210
GAAP Net Margin ~2.6% ~2.8% ~2.8%
Diluted EPS (GAAP) ~$3.90 ~$4.35 ~$4.60
Adjusted EPS ~$7.10 ~$7.50 ~$7.80
Free Cash Flow ~$430 ~$460 ~$470
FCF Margin ~5.8% ~6.2% ~6.3%

Note: FY2025 figures are estimates; precise figures require verification against SAIC's February 2025 10-K filing. Historical figures are based on available SEC filings and earnings reports.

Margin Structure Analysis

Why GAAP Margins Appear Low

SAIC's reported GAAP operating margins of ~4-5% can appear thin for a profitable business. The explanation lies in the accounting treatment of cost-plus government contracts and the post-acquisition goodwill/intangibles amortization:

  1. Amortization of intangibles: Post-Engility acquisition (2019), SAIC carries significant intangible amortization (~$80-100M/year) flowing through operating income. Adjusting for this, margins are meaningfully higher.

  2. High pass-through costs: Cost-plus contracts include subcontractor costs, materials, and ODCs (other direct costs) that SAIC bills to the government at cost with minimal markup. These inflate revenue and compress margins arithmetically — not a profitability concern.

  3. Low capital intensity baseline: There is minimal depreciation/amortization of physical assets because SAIC doesn't own much. The margin "compression" is acquisition-driven, not operational.

Adjusted Operating Margin (removing amortization of acquired intangibles): ~7-9% — much more representative of economic profitability.

Free Cash Flow — The Real Metric

FCF is SAIC's most important financial metric:

  • CapEx is minimal: ~$30-50M/year (0.4-0.6% of revenue), reflecting the asset-light model
  • Working capital is favorable: Government pays within 30 days of invoice; SAIC often collects faster than it pays subcontractors
  • D&A primarily acquisition-driven: Adds back to net income without cash cost
  • FCF conversion: Typically 100-130% of GAAP net income; FCF is often double adjusted EBITDA to FCF conversion

This means SAIC's FCF yield (FCF/Market Cap) is substantially higher than the P/E ratio would suggest.

Income Statement Deep Dive

Revenue Quality
  • 100% US government — zero commercial exposure
  • ~55% cost-plus (fee is ~5-10% of costs; extremely stable)
  • Organic growth historically 2-5%; FY2024 was essentially flat (budget uncertainty, CR environment)
Cost Structure

Labor is the dominant cost (~60-65% of revenue before fringe). Subcontractor costs are ~20-25% pass-through. Corporate overhead ~8-10%. This highly variable cost structure (labor deployed on specific contracts) provides natural cost flexibility if revenue contracts — though severance and clearance maintenance costs create some stickiness.

Non-GAAP Adjustments

SAIC uses adjusted EBITDA that adds back:

  • Amortization of acquired intangibles
  • Stock-based compensation
  • Acquisition/integration costs
  • Legal settlements (periodic)

The adjustments are largely non-cash and acquisition-driven — reasonable to add back for operational assessment, though accumulated goodwill from acquisitions is a real economic cost if those businesses underperform.

Earnings Per Share Bridge

The large gap between GAAP EPS ($4) and Adjusted EPS ($7-8) is driven by:

  1. Amortization of intangibles (~$1.50-2.00/share after-tax impact)
  2. Stock-based compensation (~$0.80-1.00/share)
  3. Tax adjustments (minor)

Importantly, adjusted EPS has grown steadily even as revenue has been flat — driven by buybacks reducing the share count ~3-4% annually. SAIC's EPS growth story is primarily a financial engineering story (buybacks) layered on top of stable operational performance, not revenue growth.

Profitability vs. Peers

Company GAAP Op Margin Adj. EBITDA Margin FCF Margin
SAIC ~4-5% ~7-8% ~6-7%
Leidos (LDOS) ~6-8% ~10-12% ~8-9%
Booz Allen (BAH) ~9-11% ~11-13% ~8-10%
CACI ~8-10% ~11-13% ~9-11%

SAIC trades at a margin discount to peers. This is partly structural (more cost-plus work, heavier subcontractor pass-through) and partly a historical artifact of NMCI's thin-margin enterprise IT infrastructure operations. Management's modernization strategy aims to shift mix toward higher-margin digital/advisory work over time.

Key Financial Ratios (Approximate)

Metric Value
P/E (GAAP) ~15-18x
P/E (Adjusted) ~10-13x
EV/EBITDA ~10-13x
EV/Revenue ~0.7-0.9x
FCF Yield ~7-9%
Dividend Yield ~1.5-2.0%
Net Debt/EBITDA ~3.5-4.0x

Deeper Financial Analysis

The fundamental tier adds 9 additional research dimensions for $SAIC.

Revenue Breakdown
Segment revenue, geographic mix, product-line contribution margins, and cohort dynamics.
Financial Trends
Quarter-over-quarter momentum, leading indicators, and inflection point analysis.
Balance Sheet
Debt structure, liquidity runway, dilution risk, and working capital dynamics.
Capital Allocation
Buyback cadence, M&A appetite, dividend policy, and reinvestment priorities.
Returns on Capital (ROIC)
Multi-year ROIC vs. WACC, marginal returns on reinvestment, sales-to-invested-capital efficiency, and moat spread.
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