Xcel Energy Inc.

XEL
Financial Analysis · Updated May 13, 2026 · Coverage 2026-Q2
Latest Q Revenue
$4.0B
Q1 2026 · +10.2% YoY

Financial Snapshot


ticker: XEL step: 04 generated: 2026-05-12 source: quick-research

Xcel Energy Inc. (XEL) — Financial Snapshot

Income Statement Summary

Metric FY2022 FY2023 FY2024 YoY
Revenue $15.3B $14.2B $13.4B -5.7%
Gross Margin ~40% ~38% ~45% +7pp
Operating Margin ~18% ~17% ~20% +3pp
Net Income $1.74B $1.77B $1.94B +9.6%
EPS (diluted) $3.17 $3.21 $3.44 +7.2%

Note: Revenue decline from FY2022 reflects lower fuel/commodity pass-through costs, not volume erosion — a common utility dynamic. Core earnings and rate base grew throughout.

Cash Flow & Balance Sheet (FY2024)

Metric Value
Operating Cash Flow ~$3.5B (est.)
Free Cash Flow Negative (−$2B to −$4B est.)
Cash & Equivalents ~$0.5B
Total Debt ~$20B+

Note: Utilities of Xcel's scale typically generate strongly negative FCF due to heavy regulated capex. The FCF deficit is funded through equity issuances and debt — both acceptable given the regulated return framework.

Key Ratios (approximate)

  • P/E: ~22x | EV/EBITDA: ~14x | Dividend Yield: ~3.0%
  • Revenue Growth (TTM 2025E): ~9% | EPS Growth (2024): ~7%
  • Ongoing EPS 2024: $3.50 | Ongoing EPS 2025E: ~$3.80

Growth Profile

Xcel's earnings growth is driven primarily by rate base expansion — the $60B capex plan through 2030 grows rate base at approximately 8–9% annually, which flows through to regulated EPS. Revenue growth (from rate cases) lags capex by 12–24 months. FY2024 marked the 21st consecutive year Xcel met or exceeded its initial EPS guidance. Management targets ~9% average EPS growth through 2030.

Forward Estimates

  • FY2025E Revenue: ~$14.7B (+9%); EPS: ~$3.80
  • FY2026E Revenue: ~$15.9B (+8%); EPS: ~$4.10
  • FY2027E Revenue: ~$17.2B (+8%); EPS: ~$4.50
  • Long-term EPS CAGR target: ~9% through 2030

Deeper Financial Analysis

The fundamental tier adds 9 additional research dimensions for $XEL.

Revenue Breakdown
Segment revenue, geographic mix, product-line contribution margins, and cohort dynamics.
Financial Trends
Quarter-over-quarter momentum, leading indicators, and inflection point analysis.
Balance Sheet
Debt structure, liquidity runway, dilution risk, and working capital dynamics.
Capital Allocation
Buyback cadence, M&A appetite, dividend policy, and reinvestment priorities.
Returns on Capital (ROIC)
Multi-year ROIC vs. WACC, marginal returns on reinvestment, sales-to-invested-capital efficiency, and moat spread.
GET /api/v1/research/XEL/fundamental$1.00 · Bearer token required
Markdown: /stocks/xel/financials/md · → thesis · → memo